Investing
Main Guide

The Complete Investment Guide

March 14, 2026

Investing is the most effective way to build wealth long-term. In this complete guide, you'll learn about each asset class, how to track your portfolio, and how PaxMoney simplifies the entire process.

Asset classes PaxMoney supports

PaxMoney is one of the most comprehensive tools for investment tracking, supporting:

Stocks: B3 (Brazil), NYSE/NASDAQ (USA) — automatically updated quotes from multiple market data sources

FIIs (Brazilian REITs): 7 subcategories — Logistics, Shopping, Hybrid, Urban Income, Paper, Corporate, Agro

Global ETFs: All ETFs listed on supported exchanges

Cryptocurrencies: Via CoinGecko and CoinMarketCap — Bitcoin, Ethereum, and thousands of altcoins

Brazil Fixed Income: Tesouro Direto, CDB, LCI, LCA, CRI, CRA, Debentures

US Fixed Income: T-Bills, T-Notes, T-Bonds, TIPS, CDs

How to track your investments

Tracking investments goes beyond checking quotes. It involves:

Cost basis (average price): PaxMoney automatically calculates your average purchase price, essential for knowing if you're in profit or loss

Dividends: Record and track dividends received, with monthly and annual views

Benchmarks: Compare your portfolio against CDI, IBOV, IFIX, S&P 500, NASDAQ, and more

Corporate events: Stock splits, reverse splits, mergers, spin-offs — all adjusted automatically

Multi-currency: See your consolidated portfolio in any of 12+ supported currencies

Investment strategies

There's no single perfect strategy. The most common include:

Buy and hold: Buy quality assets and hold for years. Ideal for long-term growth seekers.

Dividends: Focus on assets that pay consistent dividends. PaxMoney helps with AI dividend forecasting.

Asset allocation: Distribute among fixed income, stocks, REITs, and others based on your risk profile.

DCA (Dollar Cost Averaging): Invest a fixed amount periodically, regardless of price. Reduces volatility impact.

PaxMoney supports all these strategies with analysis, simulation, and tracking tools.

Frequently Asked Questions

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