Finance Guide for Brazilians Abroad

Accounts: - Keep a Brazilian account (for BR investments, family, taxes) - Open account in current country - Use PaxMoney with accounts in both currencies

Investments: - Tesouro Direto and FIIs remain accessible - Consider investing locally too - PaxMoney consolidates BR + foreign investments

Exchange: - Use Wise or specialized services for transfers - Track exchange rates in PaxMoney

Taxes: - Brazilians must declare worldwide income - Foreign investments go in the annual tax return - Assets above US$100k must be reported to the Central Bank (CBE)

Expenses: - Record expenses in each currency separately in PaxMoney - Compare cost of living between countries