Personal Finance
How to Organize Your Finances
March 14, 2026
If your finances are disorganized, this guide will help you get everything in order.
The organization plan
Week 1 — Inventory: - List all bank accounts and balances - List all debts and installments - List all subscriptions - Download PaxMoney and set up your accounts
Week 2 — Recording: - Record all expenses in PaxMoney - Import bank statements via AI - Categorize everything
Week 3 — Analysis: - Review where money goes - Identify unnecessary expenses - Set a simple budget
Week 4 — Action: - Cancel unnecessary subscriptions - Negotiate bills - Set up automatic transfer to savings/investments - Start tracking weekly