Investing
Stocks for Beginners: How to Start
March 14, 2026
Investing in stocks can seem intimidating, but with basic knowledge and the right tools, anyone can start.
What are stocks?
Stocks are small pieces of a company. By buying a share of Petrobras or Apple, you become a partial owner.
How you make money: - Appreciation: The stock price rises and you sell for more than you paid - Dividends: The company distributes part of profits to shareholders
Where to buy: - Brazil: B3 (via brokerages like XP, Rico, Clear, Inter) - USA: NYSE/NASDAQ (via international brokerages)
PaxMoney fetches automatically updated quotes from all these exchanges.
Common beginner mistakes
- •Not diversifying: Putting everything in 1-2 stocks is risky
- •Following social media tips: Do your own analysis
- •Panic selling: Drops are normal. If fundamentals haven't changed, hold
- •Not tracking: Use PaxMoney to monitor cost basis, dividends, and performance
- •Investing money you'll need: Stocks are for long-term (3+ years)